Critical illness

Individuals can buy critical illness together with a life insurance or term assurance policy during the residential purchase.

The reason is to supply financial protection to the policyholder or their dependants on the repayment of a mortgage due to the policyholder contracting a critical illness condition or on the death of the policyholder. You may decide that you want to obtain Critical Illness insurance to pay off your repayment mortgage. It’s an great idea because if you are ill, you may come across with medical bills and you need to spend money on your house to make it easier to live in. You may even want your insurance to provide an extra sum to help out with these extra costs or to help offset an inevitable loss of income.

Everyone has a friend or family member who suffered a critical illness. We continue to believe it won't strike us. Critical illness insurance is a great solution to a real problem. It protects your lifestyle and your family from a financial disaster.

The simple fact is, the vast majority of Americans will suffer a critical illness before age 70. Modern medicine and advanced technology can save the patient, but it will cause a huge financial loss on family resources.